FIIG - The Fixed Income Experts

Retail Bond Portfolio


  • 5.37% p.a. Return^

  • This portfolio has 12 securities, and is designed for retail investors seeking a balanced portfolio, with a greater exposure to investment grade and some select high yield bonds. We combine fixed, floating and inflation linked securities, to construct a diversified portfolio that delivers ongoing cash flow and capital preservation. The returns shown are based on a ~$200,000 sample investment portfolio. Noting $50,000 is the minimum starting amount that can be invested in a portfolio with FIIG.

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    Bond types
    Security types
    Ratings
    Sectors
    Portfolio breakdown
    Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
    10,000 NBN Co Limited  Sep 2030  FCB  Senior Debt  IG Utilities   8,093  79.91 AUD  4.2%  5.14%
    20,000 Macquarie Bank Ltd  May 2025  FRN  Tier 2  IG Financials   20,649  103.20 AUD  10.6%  5.92%
    20,000 Transurban Queensland Finance Pty May 2031 FCB  Senior Debt  IG Infrastructure    16,999  83.93 AUD  8.7%  5.50%
    10,000 Lendlease Finance Ltd  Dec 2030 FCB  Senior Debt IG Real Estate   8,755  86.91 AUD  4.5%  5.60%
    20,000 Qantas Airways Limited Jun 2030 FCB Senior Debt  IG Other Corporate   19,223  94.89 AUD  9.9%  6.04%
    20,000 Ausnet Services Holdings Pty Ltd Oct 2080 FRN AT1  IG  Utilities   20,625  102.58 AUD  10.6% 5.06%  
    20,000 Ampol Ltd  Dec 2080 FRN SubDebt   IG Other Corporate   20,393  102.03 AUD  10.5%  6.25%
    20,000 RWH Finance Pty Ltd   Jun 2033 IAB  Senior Debt  IG Infrastructure   17,078  85.39 AUD  8.8%  4.06%
    20,000 Brisbane Airport Corporation Pty Ltd  Oct 2030 FCB  Senior Debt IG Infrastructure  19,153  93.85 AUD  9.9%  5.41%
    15,000 Sydney Airport Finance  Nov 2030  CIB  Senior Debt  IG Infrastructure   22,580  150.36 AUD  11.6%  4.84%
    10,000 ClearView Wealth Limited  Nov 2025 FRN Tier 2  Sub IG Financials   10,711  106.57 AUD  5.5%  8.43%
    10,000 Pacific National Finance Pty Ltd  May 2027 FRN  Senior Debt IG Industrial   10,229  102.07 AUD  5.3%  5.49%

    ^ Pricing as at 1 June 2022. Subject to change.

    Current retail bonds available

    To read further information about each bond, please click on the links below and view the Factsheet prepared by the FIIG Research team.

     

    Issuer

    Security

    Bond Type

    Industry Sector

    Structure

    Australian Gas Networks Ltd

    AGN-ILB-3.04%-20Aug25

    CIB

    Utilities

    Senior Debt

    Australian Gas Networks Ltd

    AGN-2.82%-28Apr31

    FCB

    Utilities

    Senior Debt

    AMP Limited

    AMP-BBSW+2.75%-15Nov23c

    FRN

    Financials

    Tier 2

    Ampol Limited

    Ampol-BBSW+3.60%-09Mar26c

    FRN

    Energy

    Subdebt

    Aurizon Network Pty Ltd

    Aurizon-2.90%-02Sep30

    FCB

    Industrials

    Senior Debt

    AusNet Services Holdings Pty Ltd

    Ausnet-BBSW+3.10%-06Oct25c

    FRN

    Utilities

    AT1 

    Bendigo and Adelaide Bank Ltd

    BENAU-BBSW+2.45%-30Nov23c

    FRN

    Financials

    Tier 2

    Brisbane Airport Corporation Pty Ltd

    BRISAIR-4.50%-30Dec30

    FCB

    Infrastructure

    Senior Debt

    Centuria Funds Management Limited

    Centuria-5.00%-21Apr24

    FCB

    Real Estate

    Senior Debt

    Civic Nexus Finance Pty Ltd

    CIVICNEXUS-IAB-0%-15Sep32

    IAB

    Infrastructure

    Senior Debt

    Defence Bank Limited

    DBA-BBSW+3.15%-17Feb26c

    FRN

    Financials

    Tier 2

    Downer Group Finance Pty Ltd

    DOWNER-3.70%-29Apr26

    FCB

    Industrials

    Senior Debt

    Elanor Investors Group

    ELANOR-7.10%-17Oct22

    FCB

    Real Estate

    Senior Debt

    Genworth Financial Mortgage Insurance Pty Ltd

    Genworth-BBSW+5.00%-03Jul25c

    FRN

    Financials

    Tier 2 

    Heritage Bank Limited

    HERITAGE-BBSW+3.50%-24Jun25c

    FRN

    Financials

    Tier 2

    JEM (CCV) Pty Ltd

    JEM (CCV)-IAB-0%-15Jun22

    IAB

    Infrastructure

    Senior Debt

    JEM (Southbank) Pty Ltd

    JEM-IAB-0%-28Jun35

    IAB

    Infrastructure

    Senior Debt

    JEM (NSW Schools II) Pty Ltd

    JEM NSW Schools IAB-0%-28Feb31

    IAB

    Infrastructure

    Senior Debt

    JEM (NSW Schools II) Pty Ltd

    JEM NSW Schools IAB-0%-28Nov35

    IAB

    Infrastructure

    Senior Debt

    Lendlease Finance Ltd

    LENDLEASE-3.40%-27Oct27

    FCB

    Real Estate

    Senior Debt

    Lendlease Finance Ltd

    LENDLEASE-3.70%-31Mar31

    FCB

    Real Estate

    Senior Debt

    Liberty Financial Pty Ltd

    LibertyFin-BBSW+2.55%-25May26

    FRN

    Financials

    Senior Debt

    Liberty Financial Pty Ltd

    LibertyFin-BBSW+2.24%-17Mar25

    FRN

    Financials

    Senior Debt

    Macquarie Bank Limited

    MacqBank-BBSW+2.90%-28May25c

    FRN

    Financials

    Subdebt

    MyState Limited

    Mystate-BBSW+4.35%-10Jul25c

    FRN

    Financials

    Tier 2

    National Australia Bank

    NAB-3.225%-18Nov26c

    FCB

    Financials

    Tier 2

    National Australia Bank

    NAB-BBSW+2.02%-18Nov26c

    FRN

    Financials

    Tier 2

    National Australia Bank

    NAB-BBSW+4.00%-17Jul25c

    FRN

    Financials

    AT1

    NBN Co Limited

    NBN-2.20%-16Dec30

    FCB

    Utilities

    Senior Debt

    Novacare Solutions Partnership

    Novacare-IAB-0%-15Apr33

    IAB

    Infrastructure

    Senior Debt

    Omni Bridgeway Limited

    OMNI-5.65%-08Jan26

    FCB

    Infrastructure

    Senior Debt

    Pacific National Finance Pty Ltd

    PacNational-BBSW+2.60%-12May27

    FRN

    Industrials

    Senior Debt

    Peet Ltd

    Peet-6.75%-07Jun24

    FCB

    Consumer discretionary

    Senior Debt

    Plenary Health (Casey) Finance Pty Ltd

    AUD 4.38% - September 2029 - Senior Secured Notes

    IAB

    Infrastructure

    Senior Debt

    Plenary Justice (SA) Pty Ltd

    PJS-IAB-0%-15Jun30

    IAB

    Infrastructure

    Senior Debt

    Qantas Airways Limited

    Qantas-2.95%-27Nov29

    FCB

    Industrials

    Senior Debt

    Qantas Airways Limited

    Qantas-5.25%-09Sep30

    FCB

    Industrials

    Senior Debt

    QBE Insurance Group Limited

    QBE-BBSW+2.75%-25Aug26c

    FRN

    Financials

    Tier 2

    RWH Finance Pty Ltd

    RWH-IAB-0%-30Jun33

    IAB

    Infrastructure

    Senior Debt

    StockCo Holdings Pty Ltd

    StockCo-9.50%-6Oct22

    FCB

    Financials

    Senior Debt

    Sunland Capital Pty Ltd

    SUNLAND-6.20%-31Oct24

    FCB

    Real Estate

    Senior Debt

    Sydney Airport Finance

    SYDAIR-ILB-3.12%-20Nov30

    CIB

    Infrastructure

    Senior Debt

    Transurban Queensland Finance Pty Ltd

    TRANSURBAN-3.25%-05Aug31

    FCB

    Infrastructure

    Senior Debt

    Zenith Energy Ltd

    ZENITH-8.00%-10Aug25

    FCB

    Utilities

    Subdebt

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^Please note the indicative yield shown is the minimum expected yield to worst (YTW).

* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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