Money Market Service

FIIG’s  Money Market Service provides custom liquidity solutions tailored to each client’s investment policy. We offer time and money saving services that include access to Australia’s largest range of Authorised Deposit Taking Insitutions (ADIs), rate negotiation, facilitation and reporting.

Customised Solutions

FIIG recognises each organisation is different, this is why we provide a customised cash solution to maximise returns within your individual predefined credit and liquidity limits.  In addition to Term Deposits, FIIG can provide access to a range of cash products, including At-Call, and Notice Saver Accounts.

Our Money Market Optimiser Service offers a unique proprietary portfolio construction tool, which converts the client’s investment policy guidelines including liquidity, duration, and credit risk, into a balanced term deposit portfolio with optimised returns.

Benefits for Clients

FIIG’s Money Market Services provides a number of benefits including:

  • Save time and team resources
  • Reduce the cost of administering Term Deposits
  • Preferential interest rates, exclusive deals
  • Expanded range of deposit options
  • Known and trusted banking counterparties
  • Extensive ADI research capability
  • Mandate customisation
  • Leverage of a $7B investor & 20 years of banking relationships
  • No contracts or fees – FIIG is paid by the banks
  • Cash remains in the clients name at all times

About the Money Market Service

FIIG's Term Deposit Service has over 20 years experience and established relationships with over 80 deposit-taking institutions, all the banking names you know and trust plus the opportunity to introduce competitive rates from a much wider range of deposit options.

FIIG has over $7B under deposit in the Australian market and can leverage considerable scale to achieve unprecedented competition among the banks and secure special rates for individual client deposits. The Service is easy to use, there are no contracts or fees and FIIG is paid by the banks.  Investors deposit in their own name and have continuous direct ownership of their Term Deposit. FIIG does not have access to your funds at any time and your cash remains in your nominated bank account at all times.  Your investment remains personal and individual, it is not pooled with any other funds. 

Watch our videos on the benefits of our Money Markets Service

Making Your Organisation's Cash Work Harder

The Power Of Reinforcement

Money Market Services Made to Measure

Access to Australia’s largest range of Authorised Deposit Taking Institutions

 FIIG Money Market Service provides access to rates and products from a comprehensive list of ADI’s including; Australian owned banks, foreign subsidiary banks, credit unions and Building societies.

Australian Banks

Westpac Banking Corporation
Commonwealth Bank of Australia
National Australia Bank Ltd.
AMP Bank Ltd.
ANZ Bank

Full list of ADI's

Foreign Subsidiary Banks

ING Bank (Australia) Ltd.
(trading as ING Direct)
Rabobank Australia Ltd.
Bank of Sydney Ltd.

Full list of ADI's

Branches of Foreign Banks

Bank of China Limited
 Mega International Commercial Bank Co. Ltd.
Industrial & Commercial Bank of China Ltd.
The Bank of Tokyo-Mitsubishi UFJ, Ltd.  
BNP Paribas

Full list of ADI's

Building Societies

B & E Ltd
Big Sky Building Society Ltd.
Maitland Mutual Building Society Ltd.
Newcastle Permanent Building Society Ltd.

Full list of ADI's

Credit Unions

People Choice Credit Union Ltd.
Gateway Credit Union Ltd.
Credit Union Australia Ltd.
Community First Credit Union Ltd. 

Full list of ADI's

Other ADIs

Goldfields Money Ltd.

Full list of ADI's

Service Features

Each corporate client is cared for by a personal relationship manager assigned to review FIIG’s marketplace research and match it to a deposit suited to the client’s investor profile, investment term and interest rate requirements from the point of initial investment through to the subsequent reinvestment terms of the deposit. We work with clients to achieve their desired investment outcomes within their mandated risk, rating and reporting preferences while maintaining compliant investment security standards.

  • Deposit opportunities with 80 authorised deposit taking institutions
  • A selection of Australian domiciled international deposit opportunities
  • Live market contact, real-time rate offers
  • Depositor profile matching to ADIs
  • Premium rate offers and access to special rate offers at each maturity
  • A personal relationship manager whom can assist with ADI on boarding and source the best rates.

As FIIG’s FMMS team are in daily market contact with the banks we maintain live insight into their capital funding requirements and the deposit profiles these ADI’s are looking to attract. These profiles may specify deposit size, deposit term or other investor preferences.

Why use FIIG's Money Market Service

The service offering provided to corporate clients is not easily reproduced within an organisation. Our clients are able to leverage FIIG’s;

  • Scale
  • 20 years of banking relationships
  • Specialist research
  • Expert facilitation of administration, compliance and reporting
  • Flexible payments, compounding and paid on maturity or paid at each rollover
  • Rate negotiation capabilities
  • Access to MYFIIG 24/7 online reporting with CSV download options

Clients who wish to stay in touch with the market are offered access to FIIG’s research and education including credit analysis of individual institutions, and access to “The WIRE”, FIIG’s leading online fixed income publication.

How it Works

FIIG can customise the level of service to suit individual clients, we offer research, facilitation and management services based on client requirements. We can ensure your maturities are matched to your liabilities and cash flow requirements. 

We can assist in the initial stages of building a cash mandate to create risk, compliance, ratings and yield parameters or alternatively we can provide services to create time and cost savings to existing mandates to simplify operations and provide an uplift in yield.

Complete Cash Solution - FIIG’s Money Market Optimiser Service

FIIG’s unique flagship portfolio construction tool (Optimiser), provides a comprehensive solution for investors looking for facilitation, diversification and maximum returns within their defined investment guidelines.

The Money Market Optimiser works by translating the investor’s investment policy into a set of customised investment parameters which are entered into the model to produce an optimal portfolio managed by FIIG. If the investor has not defined their investment policy, FIIG can collaborate with your organisation to assist you in establishing parameters to meet your risk profile.

The portfolio is rebalanced regularly in line with your cashflow requirements to ensure that it remains compliant with your investment guidelines.

FIIG will provide regular tailored reports on your portfolio including, exposure, compliance, and cash flow reporting, providing full investment transparency.

For more information about Term Deposits

Custodial services factsheet PDF download

Find out more about our Term Deposit Service

Get the brochure

Talk to an expert

Jacqueline OConnor - Head of Short Term Money Markets Deepak Koosuri, Manager, Adviser Services Kieran Quaine - ‎Head of Managed Income Portfolio Services (MIPS) Darryl Bruce - StateManager - WA  Rob Pearce - Director of Adviser Services VIC/TAS

Phone  Call us on 1300 337 674

...with offices based in Sydney, Brisbane, Melbourne and Perth