FIIG - The Fixed Income Experts

Wholesale Sample Bond Portfolios

  • Conservative

    4.87%p.a. Return^

  • Balanced

    5.69%p.a. Return^

  • High Yield

    7.75%p.a. Return^

This portfolio has 10 securities with weightings between 7.7% and 12.2%, yielding 4.87% pa*. It is designed for investors wanting a 100% allocation of investment grade bonds. The returns shown are based on ~$650,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
Portfolio breakdown
Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure  62,611  155.61 AUD  12.2%  4.34%
50,000 AusNet  Oct 2025 FRN SubDebt  IG Infrastructure  51,976  103.68 AUD  10.2%  5.09%
50,000 AMPOL Ltd Mar 2027 FRN SubDebt IG Other Corporate  51,395  102.35 AUD  10.1%  6.05%
50,000 Pacific National  May 2027 FCB Senior Debt IG Other Corporate   50,868  101.84 AUD  10.0% 4.98%  
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance  54,145  107.84 AUD  10.6%  5.43%
50,000 Salute 2021  Jun 2028 FRN Senior Debt IG Property  51,295  102.45 AUD  10.0%  5.69%
50,000 JEM NSW Schools Nov 2035 IAB Senior Debt IG Infrastructure  47,729  95.46 AUD  9.3%  3.88%
50,000 CBA  Apr 2027  FCB Tier 2  IG Major Bank   50,972  101.17 AUD  10.0%  4.68%
30,000 Queensland Treasury Corporation Mar 2033 FCB Senior Debt IG Semi Government  39,347  130.40 AUD  7.7%  3.17%
50,000 QANTAS  Sep 2030 FCB Senior Debt IG Other Corporate  51,075  101.34 AUD  10.0%  5.05%

^ Pricing as at 30 April 2022. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine fixed, floating and inflation linked securities and ensure all the bonds in the portfolio are investment grade securities.

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 16 securities with weightings between 3.8% and 10.5%, yielding 5.69% pa*. It is designed for investors wanting higher yield than a solely investment grade portfolio by taking measured credit risk. The returns shown are based on ~$650,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
Holding Issuer Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Cost Price Currency % allocation Yield to maturity
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure  62,611  155.61 AUD  10.5%  4.34%
50,000 CBA  Apr 2027  FCB Tier 2  IG Major Bank   50,972  101.17 AUD  8.5%  4.68%
50,000 Genworth Jul 2025 FRN  Tier 2  IG Insurance   54,145  107.84 AUD  9.0%  5.43%
50,000 JEM NSW Schools Nov 2035 IAB  Senior Debt  IG Infrastructure   47,729  95.46 AUD  8.0%  3.88%
50,000 Salute 2021 Nov 2027 FRN Senior Debt  IG  Property   51,295  102.45 AUD  8.6%  5.69%
50,000 AMPOL Ltd Mar 2027 FRN SubDebt   IG  Other Corporate   51,395  102.35 AUD  8.6%  6.05%
50,000 QANTAS  Sep 2030  FCB Senior Debt  IG Other Corporate   51,075  101.34 AUD  8.5%  5.05%
25,000 Société Générale Sep 2024  FCB AT1  Sub IG Major Bank   24,848  98.68 AUD  4.2%  5.48%
25,000 Triton 2021 Aug 2026 FRN Senior Debt Sub IG  Property   25,660  102.32 AUD  4.3%  7.48%
25,000 Emeco Pty Ltd Jul 2026 FCB Senior Debt Sub IG  Resources   30,881  100.95 AUD  5.2%  5.99%
25,000 RACE  Nov 2027 FCB Senior Debt NR  Other Corporate   24,324  98.90 AUD  4.1%  6.57%
25,000 Evolve Education  Dec 2025 FCB Senior Debt  NR Other Corporate  25,918  102.40 AUD  4.3%  6.73%
25,000 WorkPac Trust Jan 2023 FRN SubDebt NR Other Financials   25,133  100.33 AUD  4.2%  6.44%
25,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property   22,739  94.62 AUD  3.8%  9.23%
25,000 ZILT 7  Nov 2025 FCB Senior Debt  NR Property   24,432  97.64 AUD  4.1%  6.46%
25,000 Partners Life  Dec 2026 FRN Senior Debt NR Insurance   25,888  103.00 AUD  4.3%  7.08%

^ Pricing as at 30 April 2022. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 18 securities with weightings between 4.5% and 8.4%, yielding 7.75% pa*. It is designed for investors seeking a higher return and who are comfortable with a corresponding increase in credit risk. The returns shown are based on a ~$650,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

Receive a PDF version of the sample portfolios Download the PDF
Bond types
Security types
Ratings
Sectors
What makes up the portfolio
 
Holding Security Description Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Capital price Currency % allocation Yield
30,000 Evolve Education Dec 2025 FCB Senior Debt NR Other Corporate  31,101  102.40 AUD  5.5%  6.73%
30,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property  25,770  94.62 AUD  4.6%  9.23%
30,000 RACE  Nov 2027 FCB Senior Debt NR Other Corporate   29,189  98.90 AUD  5.2%  6.57%
30,000 ZILT 7  Nov 2025 FCB Senior Debt NR Property   29,318  97.64 AUD  5.2% 6.46%
30,000 Peet Limited Sep 2026 FRN SubDebt NR Property   31,310  103.88 AUD  5.5%  7.15%
30,000 CEFT  May 2024 FCB Senior Debt NR Other Financials 30,107  100.01 AUD  5.3%  5.80%
30,000 WorkPacTrust Jan 2023 FRN SubDebt NR Other Financials  30,159  100.33 AUD  5.3%  6.44%
30,000 Elanor WildLife Park Fund Nov 2024 FCB Senior Debt NR Other Corporate  30,102  99.00 AUD  5.3%  7.66%
50,000 Lucas Total Contract Solutions  Sep 2022  FCB Senior Debt NR Other Corporate  25,718  98.71 AUD  4.5%  12.52%
30,000 Partners Life  Jul 2026 FRN Senior Debt NR  Insurance   31,066  103.00 AUD  5.5%  7.08%
25,000 Triton 2021 Aug 2026  FRN Senior Debt Sub IG Property  25,660  102.32 AUD  4.5%  7.48%
25,000 ING Group  May 2027  FCB AT1  Sub IG Major Bank   30,703  84.75 USD   5.4%  7.58%
25,000 Macquarie  Mar 2027  FCB AT1  Sub IG Major Bank   35,881  100.20 USD   6.3%  6.11%
25,000 IAMGOLD Oct 2028 FCB Senior Debt Sub IG Resources  31,228  87.73 USD  5.5%  8.24%
25,000 Newcastle Coal  Mar 2027 FCB Senior Debt Sub IG Infrastructure   47,578  110.58 USD  8.4%  10.68%
25,000 Nickel Mines  Apr 2024 FCB Senior Debt Sub IG Resources   35,215  98.68 USD  6.2%  7.24%
25,000 PEMEX Jan 2031 FCB Senior Debt Sub IG Resources   31,061  85.98 USD  5.5%  8.23%
25,000 PEMEX Nov 2027 FCB Senior Debt Sub IG Resources   35,791  100.85 USD  6.3%  7.81%

^ Pricing as at 30 April 2022. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

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* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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An investment in notes, bonds or securities should not be compared to a bank deposit. Notes, bonds and securities have a greater risk of loss of some or all of an investor’s capital when compared to bank deposits. Past performance of any product described in any communication from FIIG is not a reliable indication of future performance. Forecasts contained in this document are predictive in character and based on assumptions, such as a 2.5% p.a. assumed rate of inflation (unless otherwise specified), foreign exchange rates, or forward interest rate curves generally available at the time, and no reliance should be placed on the accuracy of any forecast information. The actual results may differ substantially from the forecasts and are subject to change without further notice. FIIG may quote to you an estimated yield when you purchase a bond. This yield may be calculated by FIIG on either A) a yield to maturity date basis; or B) a yield to early redemption date basis. Some bond issuances include multiple early redemption dates and prices, therefore the realised yield earned by you on the bond may differ from the yield estimated or quoted by FIIG at the time of your purchase. The information in this document is strictly confidential. If you are not the intended recipient of the information contained in this document, you may not disclose or use the information in any way. No liability is accepted for any unauthorised use of the information contained in this document. FIIG is the owner of the copyright material in this document unless otherwise specified.

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