FIIG - The Fixed Income Experts

FIIG's Cash & Term Deposit Service

FIIG is Australia’s largest fixed income specialist, with more than 20 years’ experience and billions of dollars under investment. FIIG provides you with access to some of the most competitive rates in the market and the choice of Australia’s largest range of Authorised Deposit Taking Institutions (ADIs).

Customised solutions

FIIG recognises each organisation is different, this is why we provide a customised cash solution to maximise returns within your individual predefined credit and liquidity limits.

In addition to Term Deposits, FIIG can provide access to a range of cash products, including At-Call, and Notice Saver Accounts.

Our Optimiser Portfolio Solution, offers a unique proprietary portfolio construction tool, which converts the client’s unique investment policy guidelines e.g.
liquidity, duration, and credit risk, into a balanced term deposit portfolio with optimised returns.

Benefits for Clients

FIIG’s Cash and Term Deposit Service provides a number of benefits including:

  • Access to competitive and customised FIIG rates sourced through preferential relationships with more than 60 ADI’s
  • No service fees. FIIG is paid by the respective ADIs.
  • Full end to end administration service including;
    • deposit facilitation
    • trade confirmation
    • settlements
    • transparent monthly reporting
  • Online portal (MyFIIG) providing self service capabilities to assist with your investment, audit, and compliance reporting requirements
  • Access to FIIG’s research and education including credit analysis of individual institutions, and access to “The Wire”, FIIG’s leading online publication.

About Our Term Deposit Service

Term Deposits

FIIG provides access to Australia’s largest range of competitive term deposit rates ranging in terms from one month to five years. Depending on your risk profile, FIIG will select rates from ADI’s that satisfy your internal credit rating limits. In addition, we provide access to ADI rate specials and specific ADI funding requirements. Our relationship with these institutions can result in preferential client priority and market rates.

At Call Cash Accounts

At-call cash accounts provide a flexible option for investors who need access to their cash with minimum notice, FIIG integrates with a number of high yield at-call accounts with various financial institutions. Investment in at-call cash accounts can blend with your Term Deposit investments to provide liquidity to meet your cash flow requirements.

Notice Savers

An alternative cash flow solution, Notice Savers are different to Term Deposits in that they have no fixed maturity date. A Notice period, usually 31 days, is required to access the invested funds. Unlike Term Deposits, Notice Savers provide the additional flexibility of being able to add funds at any time.

Complete Cash Solution

Optimiser-Cash Portfolio Solution

FIIG’s unique flagship portfolio construction tool (Optimiser), provides a comprehensive solution for investors looking for diversification and maximum returns within their defined investment guidelines.

The Optimiser works by translating the investor’s investment policy into a set of customised investment parameters which are entered into the model to produce an optimal portfolio managed by FIIG. If the investor has not defined their investment policy, FIIG can collaborate with your organisation to assist you in establishing parameters to meet your risk profile.

The portfolio is rebalanced regularly in line with your cashflow requirements to ensure that it remains compliant with your investment guidelines.

FIIG will provide regular tailored reports on your portfolio including, exposure, compliance, and cash flow reports, providing full investment transparency.

FIIG’s expertise

Choosing to utilise FIIG for the management of your cash requirements provides you the opportunity to not only leverage our market expertise but also partner with one of Australia’s leading providers of Term Deposit services.

FIIG is a fixed income specialist, founded in 1998, we have built a substantial client base that includes individuals, trusts, SMSFs, local authorities, governments, not for profit organisations, small and large companies, and institutions.

With over 100 staff in our Sydney, Melbourne, Brisbane and Perth offices, we are able to provide expert personalised support to clients across Australia.

For more information on our Term Deposit service

Custodial services factsheet PDF download

Find out more about our Term Deposit Service

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Talk to an expert

Kieran Quaine - ‎Head of Managed Income Portfolio Services (MIPS) Darryl Bruce - StateManager - WA

Phone  Call us on 1800 01 01 81

...with offices based in Sydney, Brisbane, Melbourne and Perth