FIIG is Australia’s largest fixed income specialist, with more than 18 years experience and $7 billion of cash currently under investment, FIIG provides you with access to some of the most competitive rates in the market and the choice of Australia’s largest range of Authorised Deposit Taking Institutions (ADIs).
FIIG recognises each organisation is different, this is why we provide a customised cash solution to maximise returns within your clients individual predefined credit and liquidity limits.
In addition to Term Deposits, FIIG can provide access to a range of cash products, including At-Call, and Notice Saver Accounts.
Our Optimiser Portfolio Solution, offers a unique proprietary portfolio construction tool, which converts the client’s unique investment policy guidelines e.g.
liquidity, duration, and credit risk, into a balanced term deposit portfolio with optimised returns.
Benefits for Clients
FIIG’s Cash and Term Deposit Service provides a number of benefits including:
- Access to competitive and customised FIIG rates sourced through preferential relationships with more than 60 ADI’s
- No service fees. FIIG is paid by the respective ADIs.
- Full end to end administration service including;
- trade confirmation
- transparent monthly reporting
- Online portal (MyFIIG) providing self service capabilities to assist with investment, audit, and compliance reporting requirements
- Access to FIIG’s research and education including credit analysis of individual institutions, and access to “The WIRE”, FIIG’s leading online publication.
About Our Term Deposit Service
FIIG provides access to Australia’s largest range of competitive term deposit rates ranging in terms from one month to five years. Depending on investor's risk profile, FIIG will select rates from ADI’s that satisfy their internal credit rating limits. In addition, we provide access to ADI rate specials and specific ADI funding requirements. Our relationship with these institutions can result in preferential client priority and market rates.
At Call Cash Accounts
At-call cash accounts provide a flexible option for investors who need access to their cash with minimum notice, FIIG integrates with a number of high yield at-call accounts with various financial institutions. Investment in at-call cash accounts can blend with investors Term Deposit investments to provide liquidity to meet their cash flow requirements.
An alternative cash flow solution, Notice Savers are different to Term Deposits in that they have no fixed maturity date. A Notice period, usually 31 days, is required to access the invested funds. Unlike Term Deposits, Notice Savers provide the additional flexibility of being able to add funds at any time.
Complete Cash Solution
Optimiser-Cash Portfolio Solution
FIIG’s unique flagship portfolio construction tool (Optimiser), provides a comprehensive solution for investors looking for diversification and maximum returns within their defined investment guidelines.
The Optimiser works by translating the investor’s investment policy into a set of customised investment parameters which are entered into the model to produce an optimal portfolio managed by FIIG. If the investor has not defined their investment policy, FIIG can collaborate with your organisation to assist you in establishing parameters to meet their risk profile.
The portfolio is rebalanced regularly in line with their cashflow requirements to ensure that it remains compliant with their investment guidelines.
FIIG will provide regular tailored reports on their portfolio including, exposure, compliance, and cash flow reports, providing full investment transparency.
Choosing to utilise FIIG for the management of your clients cash requirements provides you the opportunity to not only leverage our market expertise but also partner with one of Australia’s leading providers of Term Deposit services.
FIIG is a fixed income specialist, founded in 1998, we have built a substantial client base that includes individuals, trusts, SMSFs, local authorities, governments, not for profit organisations, small and large companies, and institutions.
With over 130 staff in our Sydney, Melbourne, Brisbane and Perth offices, we are able to provide expert personalised support to clients across Australia.