FIIG's  Money Market Term Deposit Service

Access to Term Deposits (minimum$1m) for your HNW clients
with Australia’s largest range of ADI’s

FIIG is Australia’s largest fixed income specialist with more than 18 years experience and $7 billion of cash currently under investment. Your practice can be relieved of the time-consuming process of managing client’s cash deposits for amounts over $1M with our specialist Term Deposit Service.

Our team are subject-matter experts, supported by substantial independent research, specialist tools and coverage of Australia’s largest range of Authorised Deposit Taking Institutions (ADIs). We can provide advisers with a complete facilitation service including researching term deposit rates, trade confirmation, settlements and administration to free your staff for more pressing priorities.

About Our HNW Cash and Term Deposit Service

FIIG provides access to Australia’s largest range of competitive term deposit rates ranging in terms from one month to five years. Depending on your client’s risk profile, FIIG will select rates from ADI’s that satisfy their credit rating limits. In addition, we provide access to ADI rate specials and offer investment in response to specific ADI funding requirements. Our relationship with these institutions can result in preferential client priority and rates for your clients.

Key Features

  • Minimum TD Investment (parcel) size $1m
  • Daily rate sheet providing access to competitive rates across a broad range of ADI’s from 1 month to 5 years
  • No contracts of fee for service (FIIG is paid a distribution fee directly from the ADI’s)
  • Assistance with completion of ADI on boarding paperwork, and collation of any associated AML documentation 
  • Post trade confirmation and assistance with settlement process
  • Expert support from FIIG’s Money Market team who currently manage ~$7.5bn in cash products
  • Access on rollover to any applicable loyalty bonuses subject to the TD satisfying the terms and conditions of that ADI
  • Datafeed integration.

Benefits for Clients

FIIG’s Term Deposit Service provides a number of benefits including:

  • No service fees. FIIG is paid by the respective ADIs
  • Optimised yield 
  • Access to competitive and customised FIIG rates sourced through preferential relationships with the ADI’s
  • Access to FIIG’s research and education including credit analysis of individual institutions, and access to “The WIRE”, FIIG’s leading online publication.

Benefits for Advisers

  • Better client outcomes, improved yield and portfolio integration
  • Time and cost-saving
  • Full end to end administration service including;
    • deposit facilitation
    • trade confirmation
    • settlements
    • self-service capabilities to assist with investment, audit, and compliance reporting requirements
  • Accurate yield forecasting
  • Access to research, education and specialist CPD accreditation.

FIIG’s expertise

Choosing to utilise FIIG for the management of your clients cash requirements provides you the opportunity to not only leverage our market expertise but also partner with one of Australia’s leading providers of Term Deposit services.

FIIG is a fixed income specialist, founded in 1998, we have built a substantial client base that includes individuals, trusts, SMSFs, local authorities, governments, not for profit organisations, small and large companies, and institutions.

With over 130 staff in our Sydney, Melbourne, Brisbane and Perth offices, we are able to provide expert personalised support to clients across Australia.

Custodial services factsheet PDF download

Find out more about our Term Deposit Service

Get the brochure

Talk to an expert

Jacqueline OConnor - Head of Short Term Money Markets Simon Michel - National Manager, FIIG Adviser Services Kieran Quaine - ‎Head of Managed Income Portfolio Services (MIPS) Mark Mccudden - Director of Adviser Services NSW/ACT  Rob Pearce - Director of Adviser Services VIC/TAS

Phone  Call us on 1300 337 674

...with offices based in Sydney, Brisbane, Melbourne and Perth